The following information is usually required during the loan process:

•  Your Social Security Number
•  Pay stubs for last 30 days
•  Your tax returns for the past two years
•  Bank statements for the past two months
•  Investment account statements for the past two months
•  Life insurance policy
•  Retirement account statements for the past two months
•  Make and model of vehicles you own and their resale value
•  Auto loan account information
•  Credit card account information
•  Personal loan account information
•  Divorce Decree (if applicable)
•  Prior Bankruptcy Documentation (if applicable)

If you currently own real estate:

•  Mortgage account recent statement
•  Home insurance policy information
•  Home equity account information (if applicable)
•  Copy of your current note (if you are refinancing)

For purchase transactions (some of these items won’t be applicable until you have a property under contract):

•  The Purchase Contract
•  Copy of your canceled Earnest Money Deposit Check